Enrollment Details

ITW offers a variety of benefits to help you live life your way — and tools to help you choose. Here’s everything you need to know about enrollment.

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5 Steps to Get Your 2025 Benefits

1. Learn What’s New for 2025

Medical and Dental

  • We’re making moderate increases in payroll deductions for the HealthSaver and PPO2 medical plans. Due to its higher level of coverage and utilization, the PPO1 plan will have the more significant payroll deduction increases.
  • There will be moderate payroll deductions increases for the ITW Dental Plan.
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Health Accounts


The maximum amount you can contribute to a Health Savings Account (HSA), as determined by the IRS, will increase to $4,300 for individual coverage and $8,550 if you cover one or more family members. If you will be age 55 or older in 2025, you can also make $1,000 in catch-up contributions. The maximum amount you can contribute to a Health Care Flexible Spending Account (FSA), as determined by the IRS, is expected to increase to $3,300.

Learn More

Digital Exercise Therapy

Move and feel better with Hinge Health, a personalized digital therapy program tailored to your needs. Hinge Health can help you and your family members reduce back or joint pain, overcome limited mobility or recover from a recent or past injury — all from the comfort of your home.

Learn More

2. Understand What’s Available

Your 2025 Benefits Lineup

Here are the benefits you may select when you enroll and the ones you automatically receive from ITW at no cost to you:

Benefits You Choose

Benefits You Automatically Receive

ITW 401(k) Retirement Plan

There’s another valuable benefit you have as an ITW employee: the 401(k) Retirement Plan. Be sure you’re contributing to the plan. And while you’re at it, take a moment to review your current investments and elect or change your beneficiary.

3. Make Smart Choices with These Tools

ITW offers tools and resources to help you choose the benefits that are best for you and your family.

4. Cover the Right People

Here’s who’s eligible for health and well-being benefits. Decide who you want to cover.

You

If you’re a U.S. full-time, non-union ITW employee of a participating business unit regularly scheduled to work 30 hours or more per week

Your Spouse/Domestic Partner

Your legal spouse or domestic partner (same-sex or opposite-sex)

Your Children

Through the end of the month in which they turn 26, regardless of student status (includes your spouse’s or domestic partner’s children)

 

Note: The value of the coverage provided to your domestic partner (and their children) will be taxable income for you unless your domestic partner (and their children) qualifies as your tax dependent.

5. Know When and How to Enroll

Open Enrollment is November 4-18, 2024. You can access Open Enrollment information online at work or at home. You’ll find all the details you need to make your 2025 benefit elections.

  • Log on to ITWemployee.com with your seven-digit Employee ID (found on your paycheck stub) and password. (If this is your first time visiting the website, you’ll need to register. See below for instructions.)
  • Click the Open Enrollment banner where you can follow the steps to review and enroll in 2025 benefits, November 4-18, 2024.

You can also call the ITW Benefits Service Center at 1.866.489.2468, option 1. Enroll in your benefits by phone Monday through Friday, 7 a.m. to 7 p.m. Central time, November 4-18, 2024.

First-Time User?

Follow these steps to register:

1. Go to ITWemployee.com.

2. Select the Register link, and the system will guide you through a short registration process.

You’ll need your Employee ID, the first five digits of your Social Security number, your birth month and day, and your home ZIP code.

Actions to Take During Open Enrollment

When you enroll, you can:

  • Choose or change your benefits.
  • Sign up for a Health Care (FSA) if you enroll in the PPO1 or PPO2 medical plans or waive coverage.
  • Contribute to an HSA if you enroll in the HealthSaver medical plan. (You can change your contributions anytime.)
  • Sign up for a Dependent Care FSA.
  • Add or drop dependents from coverage.

Do I Have to Enroll During Open Enrollment?

No. You’ll be automatically enrolled in the same benefits you have for 2024 — except for your Health Savings Account (HSA) or any Flexible Spending Accounts (FSAs), which require an annual election.

Remember: You can change your benefit elections only during Open Enrollment or within 31 calendar days of a qualifying life event, such as marriage, birth/adoption, death, loss of other coverage, legal separation, divorce or change in employment status. The date of the event is considered day one of the 31 days, and the last day to make changes is on day 31. If you miss the 31-day deadline, you’ll have to wait until the next qualifying life event or Open Enrollment period.

When You Can Enroll

During Open Enrollment
When to EnrollNovember 4-18, 2024.
When Your Elections Take EffectJanuary 1, 2025.
When You're Newly Eligible for ITW Benefits
When to EnrollWithin 31 calendar days (including weekends and holidays) of your hire date or the date you become eligible for benefits.
When Your Elections Take EffectFirst of the month on or after the date you become eligible for benefits.
Because of a Qualifying Event
When to EnrollYou can only make changes to your benefits outside of Open Enrollment if you have a qualifying life event. You have to make changes within 31 calendar days (including weekends and holidays) of the event or wait until the next Open Enrollment or qualifying life event. The date of the event is considered day one of the 31 days, and the last day to make changes is on day 31.
When Your Elections Take EffectThe date of the event for birth or adoption. For all others, the first of the month on or after the event date.
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