ITW offers a variety of benefits to help you live life your way — and tools to help you choose. Here’s everything you need to know about enrollment.
Enrollment Details
5 Steps to Get Your 2026 Benefits
1. Learn What’s New for 2026
Medical and Dental
- We’re making moderate increases in payroll deductions for the HealthSaver and PPO2 medical plans. Due to its higher level of benefits and utilization, the PPO1 plan will have more significant increases in payroll deductions.
- There will be moderate payroll deduction increases for the ITW Dental Plan.
Health Accounts

The maximum annual contribution for a Health Savings Account (HSA) — which you can elect if you enroll in the HealthSaver Plan — will increase to $4,400 for individual coverage or $8,750 if you cover one or more family members, as determined by the IRS. If you will be age 55 or older in 2026, you can also make $1,000 in catch-up contributions. The maximum amount you can contribute to a Health Care Flexible Spending Account (FSA), as determined by the IRS, will increase to $3,400.
Dependent Care Flexible Spending Account
The maximum amount you can contribute to a Dependent Care FSA, as determined by the IRS, will increase to $7,500 or $3,750 if you are married and file a separate tax return.
- IRS nondiscrimination rules may require adjustment of contributions for certain highly compensated employees based on overall plan participation. Nondiscrimination testing will be completed in the first quarter, with adjustments communicated and applied automatically by April 2026.
2. Understand What’s Available
Your 2026 Benefits Lineup
Here are the benefits you may select when you enroll and the ones you automatically receive from ITW at no cost to you:
ITW 401(k) Retirement Plan
There’s another valuable benefit you have as an ITW employee: the 401(k) Retirement Plan. Be sure you’re contributing to the plan. And while you’re at it, take a moment to review your current investments and elect or change your beneficiary.
3. Make Smart Choices with These Tools
ITW offers tools and resources to help you choose the benefits that are best for you and your family.
- Watch this video comparing the plans.
- Review your benefit options and think about:
- Use the Medical Plan Selection Tool to help choose the medical plan that’s right for you! This tool can consider your health care usage and current needs to help you pick the best coverage.
- When it’s time to enroll, log on to ITWemployee.com and click the Health & Life Elections icon under the Provider Websites drop-down. As you enroll, this tool helps you model different health scenarios and estimate out-of-pocket costs. It considers your health care usage and current needs to help you pick the best coverage.
- Call a Benefits Value Advisor at Blue Cross Blue Shield to understand how your medical plan works, compare costs for medical services, find in-network providers and even have appointments scheduled for you.
- Use the CVS Caremark CoPay Calculator to learn the cost of prescription drugs and find generic alternatives.
- Use the MetLife Insurance Calculator to help determine how much coverage you need to protect your loved ones.
4. Cover the Right People
Here’s who’s eligible for health and well-being benefits. Decide who you want to cover.
You
If you’re a U.S. full-time, non-union ITW employee of a participating business unit regularly scheduled to work 30 or more hours per week
Your Spouse/Domestic Partner
Your legal spouse or domestic partner (same-sex or opposite-sex)
Your Children
Through the end of the month in which they turn 26, regardless of student status (includes your spouse’s or domestic partner’s children)
Note: The value of the coverage provided to your domestic partner (and their children) will be taxable income for you unless your domestic partner (and their children) qualifies as your tax dependent.
5. Know When and How to Enroll
Open Enrollment is November 3-17, 2025. You can access Open Enrollment information online at work or at home.
You’ll find all the details you need to make your 2026 benefit elections.
- Log on to ITWemployee.com with your seven-digit Employee ID (found on your paycheck stub) and password. (If this is your first time visiting the website, you’ll need to register. See below for instructions.)
- Click the Open Enrollment banner where you can follow the steps to review and enroll in 2026 benefits, November 3-17, 2025.
You can also call the ITW Benefits Service Center at 1.866.416.4931. Enroll in your benefits by phone Monday through Friday, 7 a.m. to 7 p.m. Central time, November 3-17, 2025.
First-Time User?
Follow these steps to register:
1. Go to ITWemployee.com.
2. Select the Register link and the system will guide you through a short registration process.
You’ll need your Employee ID, the first five digits of your Social Security number, your birth month and day and your home ZIP code.
Actions to Take During Open Enrollment
When you enroll, you can:
- Choose or change your benefits.
- Sign up for a Health Care FSA if you enroll in the PPO1 or PPO2 medical plans or waive coverage.
- Contribute to an HSA if you enroll in the HealthSaver medical plan. (You can change your contributions any time.)
- Sign up for a Dependent Care FSA.
- Add or drop dependents from coverage.
Do I Have to Enroll During Open Enrollment?
No. You’ll be automatically enrolled in the same benefits you have for 2025 — except for your Health Savings Account (HSA) or any Flexible Spending Accounts (FSAs), which require an annual election.
Remember: You can change your benefit elections only during Open Enrollment or within 31 calendar days of a qualifying life event, such as marriage, birth/adoption, death, loss of other coverage, legal separation, divorce or change in employment status. The date of the event is considered day one of the 31 days, and the last day to make changes is on day 31. If you miss the 31-day deadline, you’ll have to wait until the next qualifying life event or Open Enrollment period.
When You Can Enroll
| During Open Enrollment | |||
| When to Enroll | November 3-17, 2025 | ||
| When Your Elections Take Effect | January 1, 2026 | ||
| When You're Newly Eligible for ITW Benefits | |||
| When to Enroll | Within 31 calendar days (including weekends and holidays) of your hire date or the date you become eligible for benefits. | ||
| When Your Elections Take Effect | First of the month on or after the date you become eligible for benefits. | ||
| Because of a Qualifying Life Event | |||
| When to Enroll | You can only make changes to your benefits outside of Open Enrollment if you have a qualifying life event. You have to make changes within 31 calendar days (including weekends and holidays) of the event or wait until the next Open Enrollment or qualifying life event. The date of the event is considered day one of the 31 days, and the last day to make changes is on day 31. | ||
| When Your Elections Take Effect | The date of the event for birth or adoption. For all others, the first of the month on or after the event date. | ||