• We made moderate increases in payroll deductions for the HealthSaver and PPO2 medical plans. Due to its higher level of coverage and utilization, the PPO1 plan will have the more significant payroll deduction increases.
• There are moderate payroll deductions increases for the ITW Dental Plan.

The maximum amount you can contribute to a Health Savings Account (HSA) — which you can elect if you are enrolled in the HealthSaver Plan — increased to $4,300 for individual coverage and $8,550 if you cover one or more family members, as determined by the IRS. If you are age 55 or older in 2025, you can also make $1,000 in catch-up contributions. The maximum amount you can contribute to a Health Care Flexible Spending Account (FSA), as determined by the IRS, increased to $3,300.

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